LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,961
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,925
−HK$978/mo
Today · 4.125%
HK$32,903
baseline
▲ 0.50% · 4.625%
HK$34,905
+HK$2,002/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,806/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,444
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,368
−HK$937/mo
Today · 4.125%
HK$36,305
baseline
▲ 0.50% · 4.625%
HK$38,219
+HK$1,914/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,610/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,154
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,309
−HK$1,175/mo
Today · 4.125%
HK$39,484
baseline
▲ 0.50% · 4.625%
HK$41,886
+HK$2,402/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$78,968/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,333
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,442
−HK$1,124/mo
Today · 4.125%
HK$43,566
baseline
▲ 0.50% · 4.625%
HK$45,863
+HK$2,297/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$87,132/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,346
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,694
−HK$1,370/mo
Today · 4.125%
HK$46,064
baseline
▲ 0.50% · 4.625%
HK$48,867
+HK$2,803/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$92,128/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,222
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,515
−HK$1,312/mo
Today · 4.125%
HK$50,827
baseline
▲ 0.50% · 4.625%
HK$53,507
+HK$2,680/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$101,654/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,731
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$57,464
−HK$1,761/mo
Today · 4.125%
HK$59,225
baseline
▲ 0.50% · 4.625%
HK$62,829
+HK$3,604/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$118,450/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,000
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$63,663
−HK$1,686/mo
Today · 4.125%
HK$65,349
baseline
▲ 0.50% · 4.625%
HK$68,794
+HK$3,445/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$130,698/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,178 · Scale 2, in force from 26 Feb 2026)