LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,962
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,925
−HK$978/mo
Today · 4.125%
HK$32,903
baseline
▲ 0.50% · 4.625%
HK$34,905
+HK$2,002/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,806/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,445
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,368
−HK$937/mo
Today · 4.125%
HK$36,305
baseline
▲ 0.50% · 4.625%
HK$38,219
+HK$1,914/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,610/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,154
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,310
−HK$1,174/mo
Today · 4.125%
HK$39,484
baseline
▲ 0.50% · 4.625%
HK$41,886
+HK$2,402/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$78,968/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,333
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,442
−HK$1,125/mo
Today · 4.125%
HK$43,567
baseline
▲ 0.50% · 4.625%
HK$45,863
+HK$2,296/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$87,134/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,346
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,695
−HK$1,370/mo
Today · 4.125%
HK$46,065
baseline
▲ 0.50% · 4.625%
HK$48,867
+HK$2,802/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$92,130/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,222
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,516
−HK$1,312/mo
Today · 4.125%
HK$50,828
baseline
▲ 0.50% · 4.625%
HK$53,507
+HK$2,679/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$101,656/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,731
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,465
−HK$1,761/mo
Today · 4.125%
HK$59,226
baseline
▲ 0.50% · 4.625%
HK$62,830
+HK$3,604/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$118,452/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,000
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$63,663
−HK$1,687/mo
Today · 4.125%
HK$65,350
baseline
▲ 0.50% · 4.625%
HK$68,795
+HK$3,445/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$130,700/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,181 · Scale 2, in force from 26 Feb 2026)