LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,962
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,925
−HK$979/mo
Today · 4.125%
HK$32,904
baseline
▲ 0.50% · 4.625%
HK$34,906
+HK$2,002/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,808/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,445
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,369
−HK$937/mo
Today · 4.125%
HK$36,306
baseline
▲ 0.50% · 4.625%
HK$38,220
+HK$1,914/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,612/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,155
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,310
−HK$1,174/mo
Today · 4.125%
HK$39,484
baseline
▲ 0.50% · 4.625%
HK$41,887
+HK$2,403/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$78,968/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,334
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,443
−HK$1,124/mo
Today · 4.125%
HK$43,567
baseline
▲ 0.50% · 4.625%
HK$45,864
+HK$2,297/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$87,134/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,347
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,695
−HK$1,370/mo
Today · 4.125%
HK$46,065
baseline
▲ 0.50% · 4.625%
HK$48,868
+HK$2,803/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$92,130/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,223
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,516
−HK$1,312/mo
Today · 4.125%
HK$50,828
baseline
▲ 0.50% · 4.625%
HK$53,508
+HK$2,680/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$101,656/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,732
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,465
−HK$1,762/mo
Today · 4.125%
HK$59,227
baseline
▲ 0.50% · 4.625%
HK$62,830
+HK$3,603/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$118,454/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,001
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$63,664
−HK$1,687/mo
Today · 4.125%
HK$65,351
baseline
▲ 0.50% · 4.625%
HK$68,796
+HK$3,445/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$130,702/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,189 · Scale 2, in force from 26 Feb 2026)