LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,963
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,927
−HK$978/mo
Today · 4.125%
HK$32,905
baseline
▲ 0.50% · 4.625%
HK$34,907
+HK$2,002/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,810/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,447
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,370
−HK$938/mo
Today · 4.125%
HK$36,308
baseline
▲ 0.50% · 4.625%
HK$38,221
+HK$1,913/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,616/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,156
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,312
−HK$1,174/mo
Today · 4.125%
HK$39,486
baseline
▲ 0.50% · 4.625%
HK$41,889
+HK$2,403/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$78,972/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,336
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,444
−HK$1,125/mo
Today · 4.125%
HK$43,569
baseline
▲ 0.50% · 4.625%
HK$45,866
+HK$2,297/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$87,138/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,349
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,697
−HK$1,370/mo
Today · 4.125%
HK$46,067
baseline
▲ 0.50% · 4.625%
HK$48,870
+HK$2,803/mo
Deposit HK$4.07M · loan HK$9.51M · min. income ≈ HK$92,134/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,225
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,519
−HK$1,312/mo
Today · 4.125%
HK$50,831
baseline
▲ 0.50% · 4.625%
HK$53,510
+HK$2,679/mo
Deposit HK$4.07M · loan HK$9.51M · min. income ≈ HK$101,662/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,734
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,468
−HK$1,761/mo
Today · 4.125%
HK$59,229
baseline
▲ 0.50% · 4.625%
HK$62,833
+HK$3,604/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$118,458/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,004
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$63,667
−HK$1,687/mo
Today · 4.125%
HK$65,354
baseline
▲ 0.50% · 4.625%
HK$68,799
+HK$3,445/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$130,708/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,211 · Scale 2, in force from 26 Feb 2026)