LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,965
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,929
−HK$978/mo
Today · 4.125%
HK$32,907
baseline
▲ 0.50% · 4.625%
HK$34,910
+HK$2,003/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,814/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,449
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,373
−HK$937/mo
Today · 4.125%
HK$36,310
baseline
▲ 0.50% · 4.625%
HK$38,224
+HK$1,914/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,620/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,159
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,314
−HK$1,175/mo
Today · 4.125%
HK$39,489
baseline
▲ 0.50% · 4.625%
HK$41,891
+HK$2,402/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$78,978/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,338
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,447
−HK$1,125/mo
Today · 4.125%
HK$43,572
baseline
▲ 0.50% · 4.625%
HK$45,869
+HK$2,297/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$87,144/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,352
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,700
−HK$1,370/mo
Today · 4.125%
HK$46,070
baseline
▲ 0.50% · 4.625%
HK$48,873
+HK$2,803/mo
Deposit HK$4.07M · loan HK$9.51M · min. income ≈ HK$92,140/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,228
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,522
−HK$1,312/mo
Today · 4.125%
HK$50,834
baseline
▲ 0.50% · 4.625%
HK$53,513
+HK$2,679/mo
Deposit HK$4.07M · loan HK$9.51M · min. income ≈ HK$101,668/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,738
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,472
−HK$1,761/mo
Today · 4.125%
HK$59,233
baseline
▲ 0.50% · 4.625%
HK$62,837
+HK$3,604/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$118,466/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,008
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$63,671
−HK$1,687/mo
Today · 4.125%
HK$65,358
baseline
▲ 0.50% · 4.625%
HK$68,803
+HK$3,445/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$130,716/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,243 · Scale 2, in force from 26 Feb 2026)