LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,967
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,930
−HK$979/mo
Today · 4.125%
HK$32,909
baseline
▲ 0.50% · 4.625%
HK$34,911
+HK$2,002/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,818/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,451
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,375
−HK$937/mo
Today · 4.125%
HK$36,312
baseline
▲ 0.50% · 4.625%
HK$38,226
+HK$1,914/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,624/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,161
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,316
−HK$1,175/mo
Today · 4.125%
HK$39,491
baseline
▲ 0.50% · 4.625%
HK$41,894
+HK$2,403/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$78,982/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,341
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,449
−HK$1,125/mo
Today · 4.125%
HK$43,574
baseline
▲ 0.50% · 4.625%
HK$45,871
+HK$2,297/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$87,148/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,354
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,703
−HK$1,370/mo
Today · 4.125%
HK$46,073
baseline
▲ 0.50% · 4.625%
HK$48,876
+HK$2,803/mo
Deposit HK$4.07M · loan HK$9.51M · min. income ≈ HK$92,146/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,231
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,524
−HK$1,313/mo
Today · 4.125%
HK$50,837
baseline
▲ 0.50% · 4.625%
HK$53,516
+HK$2,679/mo
Deposit HK$4.07M · loan HK$9.51M · min. income ≈ HK$101,674/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,741
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,475
−HK$1,761/mo
Today · 4.125%
HK$59,236
baseline
▲ 0.50% · 4.625%
HK$62,841
+HK$3,605/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$118,472/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,011
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$63,674
−HK$1,687/mo
Today · 4.125%
HK$65,361
baseline
▲ 0.50% · 4.625%
HK$68,807
+HK$3,446/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$130,722/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,271 · Scale 2, in force from 26 Feb 2026)