LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,968
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,932
−HK$978/mo
Today · 4.125%
HK$32,910
baseline
▲ 0.50% · 4.625%
HK$34,913
+HK$2,003/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,820/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,452
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,376
−HK$937/mo
Today · 4.125%
HK$36,313
baseline
▲ 0.50% · 4.625%
HK$38,228
+HK$1,915/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,626/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,162
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,318
−HK$1,175/mo
Today · 4.125%
HK$39,493
baseline
▲ 0.50% · 4.625%
HK$41,896
+HK$2,403/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$78,986/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,343
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,451
−HK$1,125/mo
Today · 4.125%
HK$43,576
baseline
▲ 0.50% · 4.625%
HK$45,873
+HK$2,297/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$87,152/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,356
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,704
−HK$1,371/mo
Today · 4.125%
HK$46,075
baseline
▲ 0.50% · 4.625%
HK$48,878
+HK$2,803/mo
Deposit HK$4.07M · loan HK$9.51M · min. income ≈ HK$92,150/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,233
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,527
−HK$1,312/mo
Today · 4.125%
HK$50,839
baseline
▲ 0.50% · 4.625%
HK$53,519
+HK$2,680/mo
Deposit HK$4.07M · loan HK$9.51M · min. income ≈ HK$101,678/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,743
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$57,477
−HK$1,762/mo
Today · 4.125%
HK$59,239
baseline
▲ 0.50% · 4.625%
HK$62,843
+HK$3,604/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$118,478/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,014
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$63,677
−HK$1,687/mo
Today · 4.125%
HK$65,364
baseline
▲ 0.50% · 4.625%
HK$68,810
+HK$3,446/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$130,728/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,293 · Scale 2, in force from 26 Feb 2026)