LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,971
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,934
−HK$979/mo
Today · 4.125%
HK$32,913
baseline
▲ 0.50% · 4.625%
HK$34,916
+HK$2,003/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,826/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,455
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,379
−HK$938/mo
Today · 4.125%
HK$36,317
baseline
▲ 0.50% · 4.625%
HK$38,231
+HK$1,914/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,634/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,165
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,321
−HK$1,175/mo
Today · 4.125%
HK$39,496
baseline
▲ 0.50% · 4.625%
HK$41,899
+HK$2,403/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$78,992/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,346
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,455
−HK$1,125/mo
Today · 4.125%
HK$43,580
baseline
▲ 0.50% · 4.625%
HK$45,877
+HK$2,297/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$87,160/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,360
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,708
−HK$1,371/mo
Today · 4.125%
HK$46,079
baseline
▲ 0.50% · 4.625%
HK$48,882
+HK$2,803/mo
Deposit HK$4.07M · loan HK$9.51M · min. income ≈ HK$92,158/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,237
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,531
−HK$1,312/mo
Today · 4.125%
HK$50,843
baseline
▲ 0.50% · 4.625%
HK$53,523
+HK$2,680/mo
Deposit HK$4.07M · loan HK$9.51M · min. income ≈ HK$101,686/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,748
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$57,482
−HK$1,762/mo
Today · 4.125%
HK$59,244
baseline
▲ 0.50% · 4.625%
HK$62,849
+HK$3,605/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$118,488/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,019
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$63,682
−HK$1,688/mo
Today · 4.125%
HK$65,370
baseline
▲ 0.50% · 4.625%
HK$68,815
+HK$3,445/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$130,740/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,336 · Scale 2, in force from 26 Feb 2026)