LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,972
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,936
−HK$979/mo
Today · 4.125%
HK$32,915
baseline
▲ 0.50% · 4.625%
HK$34,917
+HK$2,002/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,830/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,456
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,380
−HK$938/mo
Today · 4.125%
HK$36,318
baseline
▲ 0.50% · 4.625%
HK$38,232
+HK$1,914/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,636/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,167
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,323
−HK$1,174/mo
Today · 4.125%
HK$39,497
baseline
▲ 0.50% · 4.625%
HK$41,901
+HK$2,404/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$78,994/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,348
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,457
−HK$1,124/mo
Today · 4.125%
HK$43,581
baseline
▲ 0.50% · 4.625%
HK$45,879
+HK$2,298/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$87,162/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,361
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,710
−HK$1,370/mo
Today · 4.125%
HK$46,080
baseline
▲ 0.50% · 4.625%
HK$48,884
+HK$2,804/mo
Deposit HK$4.07M · loan HK$9.51M · min. income ≈ HK$92,160/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,239
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,533
−HK$1,312/mo
Today · 4.125%
HK$50,845
baseline
▲ 0.50% · 4.625%
HK$53,525
+HK$2,680/mo
Deposit HK$4.07M · loan HK$9.51M · min. income ≈ HK$101,690/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,750
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$57,484
−HK$1,762/mo
Today · 4.125%
HK$59,246
baseline
▲ 0.50% · 4.625%
HK$62,851
+HK$3,605/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$118,492/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,021
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$63,685
−HK$1,687/mo
Today · 4.125%
HK$65,372
baseline
▲ 0.50% · 4.625%
HK$68,818
+HK$3,446/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$130,744/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,356 · Scale 2, in force from 26 Feb 2026)