LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,974
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,937
−HK$979/mo
Today · 4.125%
HK$32,916
baseline
▲ 0.50% · 4.625%
HK$34,919
+HK$2,003/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,832/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,458
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,382
−HK$938/mo
Today · 4.125%
HK$36,320
baseline
▲ 0.50% · 4.625%
HK$38,234
+HK$1,914/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,640/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,169
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,325
−HK$1,175/mo
Today · 4.125%
HK$39,500
baseline
▲ 0.50% · 4.625%
HK$41,903
+HK$2,403/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$79,000/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,350
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,459
−HK$1,125/mo
Today · 4.125%
HK$43,584
baseline
▲ 0.50% · 4.625%
HK$45,881
+HK$2,297/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$87,168/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,364
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,712
−HK$1,371/mo
Today · 4.125%
HK$46,083
baseline
▲ 0.50% · 4.625%
HK$48,887
+HK$2,804/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$92,166/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,242
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,535
−HK$1,313/mo
Today · 4.125%
HK$50,848
baseline
▲ 0.50% · 4.625%
HK$53,528
+HK$2,680/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$101,696/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,753
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$57,487
−HK$1,762/mo
Today · 4.125%
HK$59,249
baseline
▲ 0.50% · 4.625%
HK$62,855
+HK$3,606/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$118,498/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,025
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$63,688
−HK$1,688/mo
Today · 4.125%
HK$65,376
baseline
▲ 0.50% · 4.625%
HK$68,822
+HK$3,446/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$130,752/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,384 · Scale 2, in force from 26 Feb 2026)