LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,976
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,940
−HK$979/mo
Today · 4.125%
HK$32,919
baseline
▲ 0.50% · 4.625%
HK$34,922
+HK$2,003/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,838/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,461
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,385
−HK$937/mo
Today · 4.125%
HK$36,322
baseline
▲ 0.50% · 4.625%
HK$38,237
+HK$1,915/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,644/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,171
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,328
−HK$1,174/mo
Today · 4.125%
HK$39,502
baseline
▲ 0.50% · 4.625%
HK$41,906
+HK$2,404/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$79,004/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,353
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,462
−HK$1,125/mo
Today · 4.125%
HK$43,587
baseline
▲ 0.50% · 4.625%
HK$45,884
+HK$2,297/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$87,174/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,366
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$44,715
−HK$1,371/mo
Today · 4.125%
HK$46,086
baseline
▲ 0.50% · 4.625%
HK$48,890
+HK$2,804/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$92,172/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,245
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,539
−HK$1,312/mo
Today · 4.125%
HK$50,851
baseline
▲ 0.50% · 4.625%
HK$53,532
+HK$2,681/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$101,702/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,757
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$57,491
−HK$1,762/mo
Today · 4.125%
HK$59,253
baseline
▲ 0.50% · 4.625%
HK$62,859
+HK$3,606/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$118,506/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,029
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$63,693
−HK$1,687/mo
Today · 4.125%
HK$65,380
baseline
▲ 0.50% · 4.625%
HK$68,827
+HK$3,447/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$130,760/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,418 · Scale 2, in force from 26 Feb 2026)