LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,977
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,941
−HK$979/mo
Today · 4.125%
HK$32,920
baseline
▲ 0.50% · 4.625%
HK$34,923
+HK$2,003/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,840/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,462
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,386
−HK$938/mo
Today · 4.125%
HK$36,324
baseline
▲ 0.50% · 4.625%
HK$38,238
+HK$1,914/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,648/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,173
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,329
−HK$1,175/mo
Today · 4.125%
HK$39,504
baseline
▲ 0.50% · 4.625%
HK$41,907
+HK$2,403/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$79,008/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,354
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,463
−HK$1,125/mo
Today · 4.125%
HK$43,588
baseline
▲ 0.50% · 4.625%
HK$45,886
+HK$2,298/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$87,176/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,368
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$44,717
−HK$1,371/mo
Today · 4.125%
HK$46,088
baseline
▲ 0.50% · 4.625%
HK$48,892
+HK$2,804/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$92,176/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,246
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,540
−HK$1,313/mo
Today · 4.125%
HK$50,853
baseline
▲ 0.50% · 4.625%
HK$53,534
+HK$2,681/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$101,706/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,759
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$57,493
−HK$1,762/mo
Today · 4.125%
HK$59,255
baseline
▲ 0.50% · 4.625%
HK$62,861
+HK$3,606/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$118,510/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,031
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,695
−HK$1,688/mo
Today · 4.125%
HK$65,383
baseline
▲ 0.50% · 4.625%
HK$68,829
+HK$3,446/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$130,766/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,436 · Scale 2, in force from 26 Feb 2026)