LTV · monthly repayment
▼ 0.50% · 3.625%
HK$309,792
−HK$19,427/mo
▼ 0.25% · 3.875%
HK$319,428
−HK$9,791/mo
Today · 4.125%
HK$329,219
baseline
▲ 0.50% · 4.625%
HK$349,251
+HK$20,032/mo
Deposit HK$67.93M · loan HK$67.93M · min. income ≈ HK$658,438/mo (50% DSR)
Upfront cash ≈ HK$76.76M (deposit + AVD stamp duty HK$8,830,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,640
−HK$18,620/mo
▼ 0.25% · 3.875%
HK$353,883
−HK$9,377/mo
Today · 4.125%
HK$363,260
baseline
▲ 0.50% · 4.625%
HK$382,408
+HK$19,148/mo
Deposit HK$67.93M · loan HK$67.93M · min. income ≈ HK$726,520/mo (50% DSR)
Upfront cash ≈ HK$76.76M (deposit + AVD stamp duty HK$8,830,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$371,750
−HK$23,312/mo
▼ 0.25% · 3.875%
HK$383,314
−HK$11,748/mo
Today · 4.125%
HK$395,062
baseline
▲ 0.50% · 4.625%
HK$419,101
+HK$24,039/mo
Deposit HK$54.34M · loan HK$81.52M · min. income ≈ HK$790,124/mo (50% DSR)
Upfront cash ≈ HK$63.17M (deposit + AVD stamp duty HK$8,830,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$413,568
−HK$22,344/mo
▼ 0.25% · 3.875%
HK$424,660
−HK$11,252/mo
Today · 4.125%
HK$435,912
baseline
▲ 0.50% · 4.625%
HK$458,890
+HK$22,978/mo
Deposit HK$54.34M · loan HK$81.52M · min. income ≈ HK$871,824/mo (50% DSR)
Upfront cash ≈ HK$63.17M (deposit + AVD stamp duty HK$8,830,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$433,709
−HK$27,197/mo
▼ 0.25% · 3.875%
HK$447,199
−HK$13,707/mo
Today · 4.125%
HK$460,906
baseline
▲ 0.50% · 4.625%
HK$488,951
+HK$28,045/mo
Deposit HK$40.76M · loan HK$95.10M · min. income ≈ HK$921,812/mo (50% DSR)
Upfront cash ≈ HK$49.59M (deposit + AVD stamp duty HK$8,830,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$482,497
−HK$26,067/mo
▼ 0.25% · 3.875%
HK$495,437
−HK$13,127/mo
Today · 4.125%
HK$508,564
baseline
▲ 0.50% · 4.625%
HK$535,371
+HK$26,807/mo
Deposit HK$40.76M · loan HK$95.10M · min. income ≈ HK$1,017,128/mo (50% DSR)
Upfront cash ≈ HK$49.59M (deposit + AVD stamp duty HK$8,830,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$557,625
−HK$34,968/mo
▼ 0.25% · 3.875%
HK$574,971
−HK$17,622/mo
Today · 4.125%
HK$592,593
baseline
▲ 0.50% · 4.625%
HK$628,651
+HK$36,058/mo
Deposit HK$13.59M · loan HK$122.27M · min. income ≈ HK$1,185,186/mo (50% DSR)
Upfront cash ≈ HK$22.42M (deposit + AVD stamp duty HK$8,830,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$620,353
−HK$33,515/mo
▼ 0.25% · 3.875%
HK$636,990
−HK$16,878/mo
Today · 4.125%
HK$653,868
baseline
▲ 0.50% · 4.625%
HK$688,335
+HK$34,467/mo
Deposit HK$13.59M · loan HK$122.27M · min. income ≈ HK$1,307,736/mo (50% DSR)
Upfront cash ≈ HK$22.42M (deposit + AVD stamp duty HK$8,830,793 · Scale 2, in force from 26 Feb 2026)