LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,979
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,943
−HK$979/mo
Today · 4.125%
HK$32,922
baseline
▲ 0.50% · 4.625%
HK$34,925
+HK$2,003/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,844/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,464
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,389
−HK$937/mo
Today · 4.125%
HK$36,326
baseline
▲ 0.50% · 4.625%
HK$38,241
+HK$1,915/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,652/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,175
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,332
−HK$1,174/mo
Today · 4.125%
HK$39,506
baseline
▲ 0.50% · 4.625%
HK$41,910
+HK$2,404/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$79,012/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,357
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,466
−HK$1,125/mo
Today · 4.125%
HK$43,591
baseline
▲ 0.50% · 4.625%
HK$45,889
+HK$2,298/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$87,182/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,371
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$44,720
−HK$1,371/mo
Today · 4.125%
HK$46,091
baseline
▲ 0.50% · 4.625%
HK$48,895
+HK$2,804/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$92,182/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,250
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,544
−HK$1,313/mo
Today · 4.125%
HK$50,857
baseline
▲ 0.50% · 4.625%
HK$53,537
+HK$2,680/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$101,714/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,763
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$57,497
−HK$1,763/mo
Today · 4.125%
HK$59,260
baseline
▲ 0.50% · 4.625%
HK$62,865
+HK$3,605/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$118,520/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,036
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$63,699
−HK$1,688/mo
Today · 4.125%
HK$65,387
baseline
▲ 0.50% · 4.625%
HK$68,834
+HK$3,447/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$130,774/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,472 · Scale 2, in force from 26 Feb 2026)