LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,980
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,943
−HK$979/mo
Today · 4.125%
HK$32,922
baseline
▲ 0.50% · 4.625%
HK$34,925
+HK$2,003/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,844/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,464
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,389
−HK$937/mo
Today · 4.125%
HK$36,326
baseline
▲ 0.50% · 4.625%
HK$38,241
+HK$1,915/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,652/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,175
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,332
−HK$1,175/mo
Today · 4.125%
HK$39,507
baseline
▲ 0.50% · 4.625%
HK$41,911
+HK$2,404/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$79,014/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,357
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,466
−HK$1,126/mo
Today · 4.125%
HK$43,592
baseline
▲ 0.50% · 4.625%
HK$45,889
+HK$2,297/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$87,184/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,371
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$44,720
−HK$1,371/mo
Today · 4.125%
HK$46,091
baseline
▲ 0.50% · 4.625%
HK$48,896
+HK$2,805/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$92,182/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,250
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,544
−HK$1,313/mo
Today · 4.125%
HK$50,857
baseline
▲ 0.50% · 4.625%
HK$53,538
+HK$2,681/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$101,714/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,763
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$57,498
−HK$1,762/mo
Today · 4.125%
HK$59,260
baseline
▲ 0.50% · 4.625%
HK$62,866
+HK$3,606/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$118,520/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,036
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,700
−HK$1,688/mo
Today · 4.125%
HK$65,388
baseline
▲ 0.50% · 4.625%
HK$68,834
+HK$3,446/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$130,776/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,475 · Scale 2, in force from 26 Feb 2026)