LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,981
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,945
−HK$979/mo
Today · 4.125%
HK$32,924
baseline
▲ 0.50% · 4.625%
HK$34,927
+HK$2,003/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,848/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,466
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,391
−HK$937/mo
Today · 4.125%
HK$36,328
baseline
▲ 0.50% · 4.625%
HK$38,243
+HK$1,915/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,656/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,177
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,334
−HK$1,175/mo
Today · 4.125%
HK$39,509
baseline
▲ 0.50% · 4.625%
HK$41,913
+HK$2,404/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$79,018/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,359
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,469
−HK$1,125/mo
Today · 4.125%
HK$43,594
baseline
▲ 0.50% · 4.625%
HK$45,892
+HK$2,298/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$87,188/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,374
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,723
−HK$1,370/mo
Today · 4.125%
HK$46,093
baseline
▲ 0.50% · 4.625%
HK$48,898
+HK$2,805/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$92,186/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,253
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,547
−HK$1,313/mo
Today · 4.125%
HK$50,860
baseline
▲ 0.50% · 4.625%
HK$53,540
+HK$2,680/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$101,720/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,766
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$57,501
−HK$1,762/mo
Today · 4.125%
HK$59,263
baseline
▲ 0.50% · 4.625%
HK$62,869
+HK$3,606/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$118,526/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,039
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,703
−HK$1,688/mo
Today · 4.125%
HK$65,391
baseline
▲ 0.50% · 4.625%
HK$68,838
+HK$3,447/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$130,782/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,501 · Scale 2, in force from 26 Feb 2026)