LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,983
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,947
−HK$979/mo
Today · 4.125%
HK$32,926
baseline
▲ 0.50% · 4.625%
HK$34,929
+HK$2,003/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,852/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,468
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,393
−HK$937/mo
Today · 4.125%
HK$36,330
baseline
▲ 0.50% · 4.625%
HK$38,245
+HK$1,915/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,660/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,180
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,336
−HK$1,175/mo
Today · 4.125%
HK$39,511
baseline
▲ 0.50% · 4.625%
HK$41,915
+HK$2,404/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$79,022/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,362
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,471
−HK$1,125/mo
Today · 4.125%
HK$43,596
baseline
▲ 0.50% · 4.625%
HK$45,895
+HK$2,299/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$87,192/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,376
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$44,725
−HK$1,371/mo
Today · 4.125%
HK$46,096
baseline
▲ 0.50% · 4.625%
HK$48,901
+HK$2,805/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$92,192/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,255
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,550
−HK$1,313/mo
Today · 4.125%
HK$50,863
baseline
▲ 0.50% · 4.625%
HK$53,544
+HK$2,681/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$101,726/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,769
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$57,504
−HK$1,763/mo
Today · 4.125%
HK$59,267
baseline
▲ 0.50% · 4.625%
HK$62,873
+HK$3,606/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$118,534/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,043
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,707
−HK$1,688/mo
Today · 4.125%
HK$65,395
baseline
▲ 0.50% · 4.625%
HK$68,842
+HK$3,447/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$130,790/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,531 · Scale 2, in force from 26 Feb 2026)