LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,984
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,948
−HK$979/mo
Today · 4.125%
HK$32,927
baseline
▲ 0.50% · 4.625%
HK$34,931
+HK$2,004/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,854/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,470
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,394
−HK$938/mo
Today · 4.125%
HK$36,332
baseline
▲ 0.50% · 4.625%
HK$38,247
+HK$1,915/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,664/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,181
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,338
−HK$1,175/mo
Today · 4.125%
HK$39,513
baseline
▲ 0.50% · 4.625%
HK$41,917
+HK$2,404/mo
Deposit HK$5.44M · loan HK$8.15M · min. income ≈ HK$79,026/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,364
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,473
−HK$1,126/mo
Today · 4.125%
HK$43,599
baseline
▲ 0.50% · 4.625%
HK$45,897
+HK$2,298/mo
Deposit HK$5.44M · loan HK$8.15M · min. income ≈ HK$87,198/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,378
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$44,728
−HK$1,370/mo
Today · 4.125%
HK$46,098
baseline
▲ 0.50% · 4.625%
HK$48,903
+HK$2,805/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$92,196/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,258
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,552
−HK$1,313/mo
Today · 4.125%
HK$50,865
baseline
▲ 0.50% · 4.625%
HK$53,546
+HK$2,681/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$101,730/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,772
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$57,507
−HK$1,762/mo
Today · 4.125%
HK$59,269
baseline
▲ 0.50% · 4.625%
HK$62,876
+HK$3,607/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$118,538/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,046
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,710
−HK$1,688/mo
Today · 4.125%
HK$65,398
baseline
▲ 0.50% · 4.625%
HK$68,845
+HK$3,447/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$130,796/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,555 · Scale 2, in force from 26 Feb 2026)