LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,986
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,950
−HK$979/mo
Today · 4.125%
HK$32,929
baseline
▲ 0.50% · 4.625%
HK$34,933
+HK$2,004/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,858/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,471
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,396
−HK$938/mo
Today · 4.125%
HK$36,334
baseline
▲ 0.50% · 4.625%
HK$38,249
+HK$1,915/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,668/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,183
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,340
−HK$1,175/mo
Today · 4.125%
HK$39,515
baseline
▲ 0.50% · 4.625%
HK$41,919
+HK$2,404/mo
Deposit HK$5.44M · loan HK$8.15M · min. income ≈ HK$79,030/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,366
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,475
−HK$1,126/mo
Today · 4.125%
HK$43,601
baseline
▲ 0.50% · 4.625%
HK$45,899
+HK$2,298/mo
Deposit HK$5.44M · loan HK$8.15M · min. income ≈ HK$87,202/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,380
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$44,729
−HK$1,371/mo
Today · 4.125%
HK$46,100
baseline
▲ 0.50% · 4.625%
HK$48,906
+HK$2,806/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$92,200/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,260
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,554
−HK$1,313/mo
Today · 4.125%
HK$50,867
baseline
▲ 0.50% · 4.625%
HK$53,549
+HK$2,682/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$101,734/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,774
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$57,509
−HK$1,763/mo
Today · 4.125%
HK$59,272
baseline
▲ 0.50% · 4.625%
HK$62,879
+HK$3,607/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$118,544/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,049
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,713
−HK$1,688/mo
Today · 4.125%
HK$65,401
baseline
▲ 0.50% · 4.625%
HK$68,848
+HK$3,447/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$130,802/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,578 · Scale 2, in force from 26 Feb 2026)