LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,988
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,952
−HK$980/mo
Today · 4.125%
HK$32,932
baseline
▲ 0.50% · 4.625%
HK$34,936
+HK$2,004/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,864/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,474
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,399
−HK$938/mo
Today · 4.125%
HK$36,337
baseline
▲ 0.50% · 4.625%
HK$38,252
+HK$1,915/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,674/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,186
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,343
−HK$1,175/mo
Today · 4.125%
HK$39,518
baseline
▲ 0.50% · 4.625%
HK$41,923
+HK$2,405/mo
Deposit HK$5.44M · loan HK$8.15M · min. income ≈ HK$79,036/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,369
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,479
−HK$1,125/mo
Today · 4.125%
HK$43,604
baseline
▲ 0.50% · 4.625%
HK$45,903
+HK$2,299/mo
Deposit HK$5.44M · loan HK$8.15M · min. income ≈ HK$87,208/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,384
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$44,733
−HK$1,371/mo
Today · 4.125%
HK$46,104
baseline
▲ 0.50% · 4.625%
HK$48,910
+HK$2,806/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$92,208/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,264
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,559
−HK$1,313/mo
Today · 4.125%
HK$50,872
baseline
▲ 0.50% · 4.625%
HK$53,553
+HK$2,681/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$101,744/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,779
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$57,514
−HK$1,763/mo
Today · 4.125%
HK$59,277
baseline
▲ 0.50% · 4.625%
HK$62,884
+HK$3,607/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$118,554/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,054
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,718
−HK$1,688/mo
Today · 4.125%
HK$65,406
baseline
▲ 0.50% · 4.625%
HK$68,854
+HK$3,448/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$130,812/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,622 · Scale 2, in force from 26 Feb 2026)