LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,990
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,954
−HK$980/mo
Today · 4.125%
HK$32,934
baseline
▲ 0.50% · 4.625%
HK$34,938
+HK$2,004/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,868/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,477
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,401
−HK$938/mo
Today · 4.125%
HK$36,339
baseline
▲ 0.50% · 4.625%
HK$38,255
+HK$1,916/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,678/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,189
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,345
−HK$1,176/mo
Today · 4.125%
HK$39,521
baseline
▲ 0.50% · 4.625%
HK$41,925
+HK$2,404/mo
Deposit HK$5.44M · loan HK$8.15M · min. income ≈ HK$79,042/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,372
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,481
−HK$1,126/mo
Today · 4.125%
HK$43,607
baseline
▲ 0.50% · 4.625%
HK$45,906
+HK$2,299/mo
Deposit HK$5.44M · loan HK$8.15M · min. income ≈ HK$87,214/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,387
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$44,736
−HK$1,371/mo
Today · 4.125%
HK$46,107
baseline
▲ 0.50% · 4.625%
HK$48,913
+HK$2,806/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$92,214/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,267
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,562
−HK$1,313/mo
Today · 4.125%
HK$50,875
baseline
▲ 0.50% · 4.625%
HK$53,557
+HK$2,682/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$101,750/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,783
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$57,518
−HK$1,763/mo
Today · 4.125%
HK$59,281
baseline
▲ 0.50% · 4.625%
HK$62,888
+HK$3,607/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$118,562/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,058
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,722
−HK$1,689/mo
Today · 4.125%
HK$65,411
baseline
▲ 0.50% · 4.625%
HK$68,859
+HK$3,448/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$130,822/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,655 · Scale 2, in force from 26 Feb 2026)