LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,993
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,957
−HK$979/mo
Today · 4.125%
HK$32,936
baseline
▲ 0.50% · 4.625%
HK$34,940
+HK$2,004/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,872/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,479
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,404
−HK$938/mo
Today · 4.125%
HK$36,342
baseline
▲ 0.50% · 4.625%
HK$38,257
+HK$1,915/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,684/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,191
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,348
−HK$1,175/mo
Today · 4.125%
HK$39,523
baseline
▲ 0.50% · 4.625%
HK$41,928
+HK$2,405/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,046/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,375
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,484
−HK$1,126/mo
Today · 4.125%
HK$43,610
baseline
▲ 0.50% · 4.625%
HK$45,909
+HK$2,299/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,220/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,390
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,739
−HK$1,372/mo
Today · 4.125%
HK$46,111
baseline
▲ 0.50% · 4.625%
HK$48,916
+HK$2,805/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$92,222/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,271
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,565
−HK$1,313/mo
Today · 4.125%
HK$50,878
baseline
▲ 0.50% · 4.625%
HK$53,560
+HK$2,682/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$101,756/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,787
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$57,522
−HK$1,763/mo
Today · 4.125%
HK$59,285
baseline
▲ 0.50% · 4.625%
HK$62,892
+HK$3,607/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$118,570/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,062
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,727
−HK$1,688/mo
Today · 4.125%
HK$65,415
baseline
▲ 0.50% · 4.625%
HK$68,863
+HK$3,448/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$130,830/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,690 · Scale 2, in force from 26 Feb 2026)