LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,993
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,957
−HK$980/mo
Today · 4.125%
HK$32,937
baseline
▲ 0.50% · 4.625%
HK$34,941
+HK$2,004/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,874/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,479
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,404
−HK$938/mo
Today · 4.125%
HK$36,342
baseline
▲ 0.50% · 4.625%
HK$38,258
+HK$1,916/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,684/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,192
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,349
−HK$1,175/mo
Today · 4.125%
HK$39,524
baseline
▲ 0.50% · 4.625%
HK$41,929
+HK$2,405/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,048/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,375
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,485
−HK$1,126/mo
Today · 4.125%
HK$43,611
baseline
▲ 0.50% · 4.625%
HK$45,910
+HK$2,299/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,222/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,390
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,740
−HK$1,371/mo
Today · 4.125%
HK$46,111
baseline
▲ 0.50% · 4.625%
HK$48,917
+HK$2,806/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$92,222/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,271
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,566
−HK$1,313/mo
Today · 4.125%
HK$50,879
baseline
▲ 0.50% · 4.625%
HK$53,561
+HK$2,682/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$101,758/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,787
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,523
−HK$1,763/mo
Today · 4.125%
HK$59,286
baseline
▲ 0.50% · 4.625%
HK$62,893
+HK$3,607/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$118,572/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,063
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,728
−HK$1,688/mo
Today · 4.125%
HK$65,416
baseline
▲ 0.50% · 4.625%
HK$68,864
+HK$3,448/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$130,832/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,697 · Scale 2, in force from 26 Feb 2026)