LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,995
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,959
−HK$979/mo
Today · 4.125%
HK$32,938
baseline
▲ 0.50% · 4.625%
HK$34,942
+HK$2,004/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,876/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,481
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,406
−HK$938/mo
Today · 4.125%
HK$36,344
baseline
▲ 0.50% · 4.625%
HK$38,260
+HK$1,916/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,688/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,193
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,350
−HK$1,176/mo
Today · 4.125%
HK$39,526
baseline
▲ 0.50% · 4.625%
HK$41,931
+HK$2,405/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,052/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,377
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,487
−HK$1,126/mo
Today · 4.125%
HK$43,613
baseline
▲ 0.50% · 4.625%
HK$45,912
+HK$2,299/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,226/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,392
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,742
−HK$1,371/mo
Today · 4.125%
HK$46,113
baseline
▲ 0.50% · 4.625%
HK$48,919
+HK$2,806/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$92,226/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,274
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,568
−HK$1,314/mo
Today · 4.125%
HK$50,882
baseline
▲ 0.50% · 4.625%
HK$53,564
+HK$2,682/mo
Deposit HK$4.08M · loan HK$9.51M · min. income ≈ HK$101,764/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,790
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,526
−HK$1,763/mo
Today · 4.125%
HK$59,289
baseline
▲ 0.50% · 4.625%
HK$62,896
+HK$3,607/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$118,578/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,066
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,731
−HK$1,688/mo
Today · 4.125%
HK$65,419
baseline
▲ 0.50% · 4.625%
HK$68,868
+HK$3,449/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$130,838/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,721 · Scale 2, in force from 26 Feb 2026)