LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,995
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,959
−HK$980/mo
Today · 4.125%
HK$32,939
baseline
▲ 0.50% · 4.625%
HK$34,943
+HK$2,004/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,878/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,482
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,407
−HK$938/mo
Today · 4.125%
HK$36,345
baseline
▲ 0.50% · 4.625%
HK$38,261
+HK$1,916/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,690/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,194
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,351
−HK$1,176/mo
Today · 4.125%
HK$39,527
baseline
▲ 0.50% · 4.625%
HK$41,932
+HK$2,405/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,054/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,378
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,488
−HK$1,126/mo
Today · 4.125%
HK$43,614
baseline
▲ 0.50% · 4.625%
HK$45,913
+HK$2,299/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,228/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,393
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,743
−HK$1,372/mo
Today · 4.125%
HK$46,115
baseline
▲ 0.50% · 4.625%
HK$48,920
+HK$2,805/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$92,230/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,275
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,569
−HK$1,314/mo
Today · 4.125%
HK$50,883
baseline
▲ 0.50% · 4.625%
HK$53,565
+HK$2,682/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$101,766/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,791
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,527
−HK$1,763/mo
Today · 4.125%
HK$59,290
baseline
▲ 0.50% · 4.625%
HK$62,898
+HK$3,608/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$118,580/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,067
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$63,732
−HK$1,689/mo
Today · 4.125%
HK$65,421
baseline
▲ 0.50% · 4.625%
HK$68,869
+HK$3,448/mo
Deposit HK$1.36M · loan HK$12.23M · min. income ≈ HK$130,842/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,734 · Scale 2, in force from 26 Feb 2026)