LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,999
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,963
−HK$980/mo
Today · 4.125%
HK$32,943
baseline
▲ 0.50% · 4.625%
HK$34,947
+HK$2,004/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,886/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,486
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,411
−HK$938/mo
Today · 4.125%
HK$36,349
baseline
▲ 0.50% · 4.625%
HK$38,265
+HK$1,916/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,698/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,199
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,356
−HK$1,175/mo
Today · 4.125%
HK$39,531
baseline
▲ 0.50% · 4.625%
HK$41,937
+HK$2,406/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,062/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,383
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,493
−HK$1,126/mo
Today · 4.125%
HK$43,619
baseline
▲ 0.50% · 4.625%
HK$45,918
+HK$2,299/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,238/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,398
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,748
−HK$1,372/mo
Today · 4.125%
HK$46,120
baseline
▲ 0.50% · 4.625%
HK$48,926
+HK$2,806/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$92,240/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,280
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,575
−HK$1,314/mo
Today · 4.125%
HK$50,889
baseline
▲ 0.50% · 4.625%
HK$53,571
+HK$2,682/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$101,778/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,798
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,534
−HK$1,763/mo
Today · 4.125%
HK$59,297
baseline
▲ 0.50% · 4.625%
HK$62,905
+HK$3,608/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$118,594/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,075
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,740
−HK$1,688/mo
Today · 4.125%
HK$65,428
baseline
▲ 0.50% · 4.625%
HK$68,877
+HK$3,449/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$130,856/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,794 · Scale 2, in force from 26 Feb 2026)