LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,001
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,965
−HK$980/mo
Today · 4.125%
HK$32,945
baseline
▲ 0.50% · 4.625%
HK$34,950
+HK$2,005/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,890/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,488
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,413
−HK$939/mo
Today · 4.125%
HK$36,352
baseline
▲ 0.50% · 4.625%
HK$38,268
+HK$1,916/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,704/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,201
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,358
−HK$1,176/mo
Today · 4.125%
HK$39,534
baseline
▲ 0.50% · 4.625%
HK$41,940
+HK$2,406/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,068/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,386
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,496
−HK$1,126/mo
Today · 4.125%
HK$43,622
baseline
▲ 0.50% · 4.625%
HK$45,921
+HK$2,299/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,244/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,401
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,751
−HK$1,372/mo
Today · 4.125%
HK$46,123
baseline
▲ 0.50% · 4.625%
HK$48,930
+HK$2,807/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$92,246/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,284
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,579
−HK$1,313/mo
Today · 4.125%
HK$50,892
baseline
▲ 0.50% · 4.625%
HK$53,575
+HK$2,683/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$101,784/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,802
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,538
−HK$1,763/mo
Today · 4.125%
HK$59,301
baseline
▲ 0.50% · 4.625%
HK$62,909
+HK$3,608/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$118,602/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,079
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$63,744
−HK$1,689/mo
Today · 4.125%
HK$65,433
baseline
▲ 0.50% · 4.625%
HK$68,882
+HK$3,449/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$130,866/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,829 · Scale 2, in force from 26 Feb 2026)