LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,002
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,967
−HK$980/mo
Today · 4.125%
HK$32,947
baseline
▲ 0.50% · 4.625%
HK$34,951
+HK$2,004/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,894/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,490
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,415
−HK$938/mo
Today · 4.125%
HK$36,353
baseline
▲ 0.50% · 4.625%
HK$38,270
+HK$1,917/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,706/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,203
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,360
−HK$1,176/mo
Today · 4.125%
HK$39,536
baseline
▲ 0.50% · 4.625%
HK$41,942
+HK$2,406/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,072/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,388
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,498
−HK$1,126/mo
Today · 4.125%
HK$43,624
baseline
▲ 0.50% · 4.625%
HK$45,923
+HK$2,299/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,248/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,403
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,754
−HK$1,371/mo
Today · 4.125%
HK$46,125
baseline
▲ 0.50% · 4.625%
HK$48,932
+HK$2,807/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$92,250/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,286
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,581
−HK$1,314/mo
Today · 4.125%
HK$50,895
baseline
▲ 0.50% · 4.625%
HK$53,577
+HK$2,682/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$101,790/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,804
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$57,540
−HK$1,764/mo
Today · 4.125%
HK$59,304
baseline
▲ 0.50% · 4.625%
HK$62,912
+HK$3,608/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$118,608/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,082
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$63,747
−HK$1,689/mo
Today · 4.125%
HK$65,436
baseline
▲ 0.50% · 4.625%
HK$68,885
+HK$3,449/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$130,872/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,852 · Scale 2, in force from 26 Feb 2026)