LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,003
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,967
−HK$980/mo
Today · 4.125%
HK$32,947
baseline
▲ 0.50% · 4.625%
HK$34,952
+HK$2,005/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,894/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,490
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,415
−HK$939/mo
Today · 4.125%
HK$36,354
baseline
▲ 0.50% · 4.625%
HK$38,270
+HK$1,916/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,708/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,203
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,361
−HK$1,175/mo
Today · 4.125%
HK$39,536
baseline
▲ 0.50% · 4.625%
HK$41,942
+HK$2,406/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,072/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,388
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,498
−HK$1,127/mo
Today · 4.125%
HK$43,625
baseline
▲ 0.50% · 4.625%
HK$45,924
+HK$2,299/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,250/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,404
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,754
−HK$1,372/mo
Today · 4.125%
HK$46,126
baseline
▲ 0.50% · 4.625%
HK$48,932
+HK$2,806/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$92,252/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,287
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,582
−HK$1,313/mo
Today · 4.125%
HK$50,895
baseline
▲ 0.50% · 4.625%
HK$53,578
+HK$2,683/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$101,790/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,805
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$57,541
−HK$1,764/mo
Today · 4.125%
HK$59,305
baseline
▲ 0.50% · 4.625%
HK$62,913
+HK$3,608/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$118,610/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,083
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$63,748
−HK$1,689/mo
Today · 4.125%
HK$65,437
baseline
▲ 0.50% · 4.625%
HK$68,886
+HK$3,449/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$130,874/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,859 · Scale 2, in force from 26 Feb 2026)