LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,003
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,968
−HK$979/mo
Today · 4.125%
HK$32,947
baseline
▲ 0.50% · 4.625%
HK$34,952
+HK$2,005/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,894/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,491
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,416
−HK$938/mo
Today · 4.125%
HK$36,354
baseline
▲ 0.50% · 4.625%
HK$38,270
+HK$1,916/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,708/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,204
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,361
−HK$1,176/mo
Today · 4.125%
HK$39,537
baseline
▲ 0.50% · 4.625%
HK$41,943
+HK$2,406/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,074/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,389
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,499
−HK$1,126/mo
Today · 4.125%
HK$43,625
baseline
▲ 0.50% · 4.625%
HK$45,925
+HK$2,300/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,250/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,405
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,755
−HK$1,371/mo
Today · 4.125%
HK$46,126
baseline
▲ 0.50% · 4.625%
HK$48,933
+HK$2,807/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$92,252/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,287
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,582
−HK$1,314/mo
Today · 4.125%
HK$50,896
baseline
▲ 0.50% · 4.625%
HK$53,579
+HK$2,683/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$101,792/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,806
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,542
−HK$1,763/mo
Today · 4.125%
HK$59,305
baseline
▲ 0.50% · 4.625%
HK$62,914
+HK$3,609/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$118,610/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,083
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$63,748
−HK$1,690/mo
Today · 4.125%
HK$65,438
baseline
▲ 0.50% · 4.625%
HK$68,887
+HK$3,449/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$130,876/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,865 · Scale 2, in force from 26 Feb 2026)