LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,005
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,969
−HK$980/mo
Today · 4.125%
HK$32,949
baseline
▲ 0.50% · 4.625%
HK$34,954
+HK$2,005/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,898/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,492
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,418
−HK$938/mo
Today · 4.125%
HK$36,356
baseline
▲ 0.50% · 4.625%
HK$38,272
+HK$1,916/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,712/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,206
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,363
−HK$1,176/mo
Today · 4.125%
HK$39,539
baseline
▲ 0.50% · 4.625%
HK$41,945
+HK$2,406/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,078/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,391
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,501
−HK$1,126/mo
Today · 4.125%
HK$43,627
baseline
▲ 0.50% · 4.625%
HK$45,927
+HK$2,300/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,254/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,407
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,757
−HK$1,372/mo
Today · 4.125%
HK$46,129
baseline
▲ 0.50% · 4.625%
HK$48,935
+HK$2,806/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$92,258/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,289
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,585
−HK$1,313/mo
Today · 4.125%
HK$50,898
baseline
▲ 0.50% · 4.625%
HK$53,581
+HK$2,683/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$101,796/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,809
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,545
−HK$1,763/mo
Today · 4.125%
HK$59,308
baseline
▲ 0.50% · 4.625%
HK$62,917
+HK$3,609/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$118,616/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,086
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$63,752
−HK$1,689/mo
Today · 4.125%
HK$65,441
baseline
▲ 0.50% · 4.625%
HK$68,890
+HK$3,449/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$130,882/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,890 · Scale 2, in force from 26 Feb 2026)