LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,007
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,971
−HK$980/mo
Today · 4.125%
HK$32,951
baseline
▲ 0.50% · 4.625%
HK$34,956
+HK$2,005/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,902/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,495
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,420
−HK$938/mo
Today · 4.125%
HK$36,358
baseline
▲ 0.50% · 4.625%
HK$38,275
+HK$1,917/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,716/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,208
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,365
−HK$1,176/mo
Today · 4.125%
HK$39,541
baseline
▲ 0.50% · 4.625%
HK$41,947
+HK$2,406/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,082/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,393
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,504
−HK$1,126/mo
Today · 4.125%
HK$43,630
baseline
▲ 0.50% · 4.625%
HK$45,930
+HK$2,300/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,260/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,409
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,760
−HK$1,371/mo
Today · 4.125%
HK$46,131
baseline
▲ 0.50% · 4.625%
HK$48,938
+HK$2,807/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$92,262/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,292
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,588
−HK$1,313/mo
Today · 4.125%
HK$50,901
baseline
▲ 0.50% · 4.625%
HK$53,585
+HK$2,684/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$101,802/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,812
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$57,548
−HK$1,764/mo
Today · 4.125%
HK$59,312
baseline
▲ 0.50% · 4.625%
HK$62,921
+HK$3,609/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$118,624/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,090
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$63,755
−HK$1,690/mo
Today · 4.125%
HK$65,445
baseline
▲ 0.50% · 4.625%
HK$68,894
+HK$3,449/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$130,890/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,920 · Scale 2, in force from 26 Feb 2026)