LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,008
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,972
−HK$980/mo
Today · 4.125%
HK$32,952
baseline
▲ 0.50% · 4.625%
HK$34,957
+HK$2,005/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,904/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,496
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,421
−HK$939/mo
Today · 4.125%
HK$36,360
baseline
▲ 0.50% · 4.625%
HK$38,276
+HK$1,916/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,720/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,210
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,367
−HK$1,176/mo
Today · 4.125%
HK$39,543
baseline
▲ 0.50% · 4.625%
HK$41,949
+HK$2,406/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,086/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,395
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,505
−HK$1,127/mo
Today · 4.125%
HK$43,632
baseline
▲ 0.50% · 4.625%
HK$45,932
+HK$2,300/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,264/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,411
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,761
−HK$1,372/mo
Today · 4.125%
HK$46,133
baseline
▲ 0.50% · 4.625%
HK$48,940
+HK$2,807/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$92,266/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,294
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,590
−HK$1,314/mo
Today · 4.125%
HK$50,904
baseline
▲ 0.50% · 4.625%
HK$53,587
+HK$2,683/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$101,808/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,814
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$57,550
−HK$1,764/mo
Today · 4.125%
HK$59,314
baseline
▲ 0.50% · 4.625%
HK$62,923
+HK$3,609/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$118,628/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,093
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$63,758
−HK$1,690/mo
Today · 4.125%
HK$65,448
baseline
▲ 0.50% · 4.625%
HK$68,897
+HK$3,449/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$130,896/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,942 · Scale 2, in force from 26 Feb 2026)