LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,008
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,973
−HK$980/mo
Today · 4.125%
HK$32,953
baseline
▲ 0.50% · 4.625%
HK$34,958
+HK$2,005/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,906/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,496
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,422
−HK$938/mo
Today · 4.125%
HK$36,360
baseline
▲ 0.50% · 4.625%
HK$38,277
+HK$1,917/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,720/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,210
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,367
−HK$1,176/mo
Today · 4.125%
HK$39,543
baseline
▲ 0.50% · 4.625%
HK$41,949
+HK$2,406/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,086/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,396
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,506
−HK$1,126/mo
Today · 4.125%
HK$43,632
baseline
▲ 0.50% · 4.625%
HK$45,932
+HK$2,300/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,264/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,412
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,762
−HK$1,372/mo
Today · 4.125%
HK$46,134
baseline
▲ 0.50% · 4.625%
HK$48,941
+HK$2,807/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$92,268/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,295
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,590
−HK$1,314/mo
Today · 4.125%
HK$50,904
baseline
▲ 0.50% · 4.625%
HK$53,587
+HK$2,683/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$101,808/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,815
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$57,551
−HK$1,764/mo
Today · 4.125%
HK$59,315
baseline
▲ 0.50% · 4.625%
HK$62,924
+HK$3,609/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$118,630/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,093
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$63,759
−HK$1,689/mo
Today · 4.125%
HK$65,448
baseline
▲ 0.50% · 4.625%
HK$68,898
+HK$3,450/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$130,896/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,947 · Scale 2, in force from 26 Feb 2026)