LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,011
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,975
−HK$980/mo
Today · 4.125%
HK$32,955
baseline
▲ 0.50% · 4.625%
HK$34,960
+HK$2,005/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,910/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,499
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,424
−HK$939/mo
Today · 4.125%
HK$36,363
baseline
▲ 0.50% · 4.625%
HK$38,280
+HK$1,917/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,726/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$509,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,213
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,370
−HK$1,176/mo
Today · 4.125%
HK$39,546
baseline
▲ 0.50% · 4.625%
HK$41,953
+HK$2,407/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,092/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,399
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,509
−HK$1,126/mo
Today · 4.125%
HK$43,635
baseline
▲ 0.50% · 4.625%
HK$45,935
+HK$2,300/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,270/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$509,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,415
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,765
−HK$1,372/mo
Today · 4.125%
HK$46,137
baseline
▲ 0.50% · 4.625%
HK$48,945
+HK$2,808/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$92,274/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,299
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,594
−HK$1,314/mo
Today · 4.125%
HK$50,908
baseline
▲ 0.50% · 4.625%
HK$53,591
+HK$2,683/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$101,816/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$509,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,819
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$57,555
−HK$1,764/mo
Today · 4.125%
HK$59,319
baseline
▲ 0.50% · 4.625%
HK$62,929
+HK$3,610/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$118,638/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,098
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$63,764
−HK$1,689/mo
Today · 4.125%
HK$65,453
baseline
▲ 0.50% · 4.625%
HK$68,903
+HK$3,450/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$130,906/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,985 · Scale 2, in force from 26 Feb 2026)