LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,013
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,977
−HK$981/mo
Today · 4.125%
HK$32,958
baseline
▲ 0.50% · 4.625%
HK$34,963
+HK$2,005/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,916/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,501
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,427
−HK$938/mo
Today · 4.125%
HK$36,365
baseline
▲ 0.50% · 4.625%
HK$38,282
+HK$1,917/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,730/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,215
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,373
−HK$1,176/mo
Today · 4.125%
HK$39,549
baseline
▲ 0.50% · 4.625%
HK$41,956
+HK$2,407/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,098/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,402
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,512
−HK$1,126/mo
Today · 4.125%
HK$43,638
baseline
▲ 0.50% · 4.625%
HK$45,939
+HK$2,301/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,276/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,418
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,768
−HK$1,373/mo
Today · 4.125%
HK$46,141
baseline
▲ 0.50% · 4.625%
HK$48,948
+HK$2,807/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$92,282/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,302
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,597
−HK$1,315/mo
Today · 4.125%
HK$50,912
baseline
▲ 0.50% · 4.625%
HK$53,595
+HK$2,683/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$101,824/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,823
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$57,559
−HK$1,765/mo
Today · 4.125%
HK$59,324
baseline
▲ 0.50% · 4.625%
HK$62,933
+HK$3,609/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$118,648/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,102
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,768
−HK$1,690/mo
Today · 4.125%
HK$65,458
baseline
▲ 0.50% · 4.625%
HK$68,908
+HK$3,450/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$130,916/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,021 · Scale 2, in force from 26 Feb 2026)