LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,018
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,983
−HK$980/mo
Today · 4.125%
HK$32,963
baseline
▲ 0.50% · 4.625%
HK$34,969
+HK$2,006/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,926/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,508
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,433
−HK$939/mo
Today · 4.125%
HK$36,372
baseline
▲ 0.50% · 4.625%
HK$38,289
+HK$1,917/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,744/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,222
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,380
−HK$1,176/mo
Today · 4.125%
HK$39,556
baseline
▲ 0.50% · 4.625%
HK$41,963
+HK$2,407/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,112/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,409
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,520
−HK$1,126/mo
Today · 4.125%
HK$43,646
baseline
▲ 0.50% · 4.625%
HK$45,947
+HK$2,301/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,292/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,426
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,776
−HK$1,373/mo
Today · 4.125%
HK$46,149
baseline
▲ 0.50% · 4.625%
HK$48,957
+HK$2,808/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$92,298/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,311
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,606
−HK$1,315/mo
Today · 4.125%
HK$50,921
baseline
▲ 0.50% · 4.625%
HK$53,605
+HK$2,684/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$101,842/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,833
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$57,570
−HK$1,764/mo
Today · 4.125%
HK$59,334
baseline
▲ 0.50% · 4.625%
HK$62,945
+HK$3,611/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$118,668/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,114
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,780
−HK$1,690/mo
Today · 4.125%
HK$65,470
baseline
▲ 0.50% · 4.625%
HK$68,921
+HK$3,451/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$130,940/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,113 · Scale 2, in force from 26 Feb 2026)