LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,019
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,984
−HK$980/mo
Today · 4.125%
HK$32,964
baseline
▲ 0.50% · 4.625%
HK$34,970
+HK$2,006/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,928/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,508
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,434
−HK$939/mo
Today · 4.125%
HK$36,373
baseline
▲ 0.50% · 4.625%
HK$38,290
+HK$1,917/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,746/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,223
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,380
−HK$1,177/mo
Today · 4.125%
HK$39,557
baseline
▲ 0.50% · 4.625%
HK$41,964
+HK$2,407/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,114/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,410
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,520
−HK$1,127/mo
Today · 4.125%
HK$43,647
baseline
▲ 0.50% · 4.625%
HK$45,948
+HK$2,301/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,294/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,426
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,777
−HK$1,373/mo
Today · 4.125%
HK$46,150
baseline
▲ 0.50% · 4.625%
HK$48,958
+HK$2,808/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$92,300/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,311
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,607
−HK$1,315/mo
Today · 4.125%
HK$50,922
baseline
▲ 0.50% · 4.625%
HK$53,606
+HK$2,684/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$101,844/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,834
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$57,571
−HK$1,764/mo
Today · 4.125%
HK$59,335
baseline
▲ 0.50% · 4.625%
HK$62,946
+HK$3,611/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$118,670/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,115
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,781
−HK$1,690/mo
Today · 4.125%
HK$65,471
baseline
▲ 0.50% · 4.625%
HK$68,922
+HK$3,451/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$130,942/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,121 · Scale 2, in force from 26 Feb 2026)