LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,021
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,986
−HK$980/mo
Today · 4.125%
HK$32,966
baseline
▲ 0.50% · 4.625%
HK$34,972
+HK$2,006/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,932/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,510
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,436
−HK$939/mo
Today · 4.125%
HK$36,375
baseline
▲ 0.50% · 4.625%
HK$38,292
+HK$1,917/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,750/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,225
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,383
−HK$1,176/mo
Today · 4.125%
HK$39,559
baseline
▲ 0.50% · 4.625%
HK$41,966
+HK$2,407/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,118/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,412
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,523
−HK$1,127/mo
Today · 4.125%
HK$43,650
baseline
▲ 0.50% · 4.625%
HK$45,950
+HK$2,300/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,300/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,429
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,780
−HK$1,372/mo
Today · 4.125%
HK$46,152
baseline
▲ 0.50% · 4.625%
HK$48,961
+HK$2,809/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$92,304/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,314
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,610
−HK$1,315/mo
Today · 4.125%
HK$50,925
baseline
▲ 0.50% · 4.625%
HK$53,609
+HK$2,684/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$101,850/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,837
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,574
−HK$1,765/mo
Today · 4.125%
HK$59,339
baseline
▲ 0.50% · 4.625%
HK$62,949
+HK$3,610/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$118,678/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,118
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,784
−HK$1,690/mo
Today · 4.125%
HK$65,474
baseline
▲ 0.50% · 4.625%
HK$68,926
+HK$3,452/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$130,948/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,151 · Scale 2, in force from 26 Feb 2026)