LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,022
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,987
−HK$980/mo
Today · 4.125%
HK$32,967
baseline
▲ 0.50% · 4.625%
HK$34,973
+HK$2,006/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,934/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,511
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,437
−HK$939/mo
Today · 4.125%
HK$36,376
baseline
▲ 0.50% · 4.625%
HK$38,293
+HK$1,917/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,752/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,226
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,384
−HK$1,176/mo
Today · 4.125%
HK$39,560
baseline
▲ 0.50% · 4.625%
HK$41,968
+HK$2,408/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,120/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,414
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,524
−HK$1,127/mo
Today · 4.125%
HK$43,651
baseline
▲ 0.50% · 4.625%
HK$45,952
+HK$2,301/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,302/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,430
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,781
−HK$1,373/mo
Today · 4.125%
HK$46,154
baseline
▲ 0.50% · 4.625%
HK$48,962
+HK$2,808/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$92,308/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,316
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,612
−HK$1,314/mo
Today · 4.125%
HK$50,926
baseline
▲ 0.50% · 4.625%
HK$53,611
+HK$2,685/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$101,852/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,839
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,576
−HK$1,765/mo
Today · 4.125%
HK$59,341
baseline
▲ 0.50% · 4.625%
HK$62,951
+HK$3,610/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$118,682/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,120
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,786
−HK$1,691/mo
Today · 4.125%
HK$65,477
baseline
▲ 0.50% · 4.625%
HK$68,928
+HK$3,451/mo
Deposit HK$1.36M · loan HK$12.24M · min. income ≈ HK$130,954/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,169 · Scale 2, in force from 26 Feb 2026)