LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,025
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,990
−HK$980/mo
Today · 4.125%
HK$32,970
baseline
▲ 0.50% · 4.625%
HK$34,976
+HK$2,006/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,940/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,515
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,440
−HK$939/mo
Today · 4.125%
HK$36,379
baseline
▲ 0.50% · 4.625%
HK$38,297
+HK$1,918/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,758/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,230
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,388
−HK$1,176/mo
Today · 4.125%
HK$39,564
baseline
▲ 0.50% · 4.625%
HK$41,972
+HK$2,408/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,128/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,418
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,528
−HK$1,127/mo
Today · 4.125%
HK$43,655
baseline
▲ 0.50% · 4.625%
HK$45,956
+HK$2,301/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,310/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,434
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,786
−HK$1,372/mo
Today · 4.125%
HK$46,158
baseline
▲ 0.50% · 4.625%
HK$48,967
+HK$2,809/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$92,316/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,320
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,616
−HK$1,315/mo
Today · 4.125%
HK$50,931
baseline
▲ 0.50% · 4.625%
HK$53,616
+HK$2,685/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$101,862/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,844
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,581
−HK$1,765/mo
Today · 4.125%
HK$59,346
baseline
▲ 0.50% · 4.625%
HK$62,957
+HK$3,611/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$118,692/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,126
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,792
−HK$1,691/mo
Today · 4.125%
HK$65,483
baseline
▲ 0.50% · 4.625%
HK$68,934
+HK$3,451/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$130,966/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,217 · Scale 2, in force from 26 Feb 2026)