LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,027
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,992
−HK$981/mo
Today · 4.125%
HK$32,973
baseline
▲ 0.50% · 4.625%
HK$34,979
+HK$2,006/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,946/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,517
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,443
−HK$939/mo
Today · 4.125%
HK$36,382
baseline
▲ 0.50% · 4.625%
HK$38,300
+HK$1,918/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,764/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,232
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,390
−HK$1,177/mo
Today · 4.125%
HK$39,567
baseline
▲ 0.50% · 4.625%
HK$41,975
+HK$2,408/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,134/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,421
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,531
−HK$1,127/mo
Today · 4.125%
HK$43,658
baseline
▲ 0.50% · 4.625%
HK$45,960
+HK$2,302/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,316/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,438
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,789
−HK$1,373/mo
Today · 4.125%
HK$46,162
baseline
▲ 0.50% · 4.625%
HK$48,970
+HK$2,808/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$92,324/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,324
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,620
−HK$1,315/mo
Today · 4.125%
HK$50,935
baseline
▲ 0.50% · 4.625%
HK$53,620
+HK$2,685/mo
Deposit HK$4.08M · loan HK$9.52M · min. income ≈ HK$101,870/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,848
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$57,586
−HK$1,765/mo
Today · 4.125%
HK$59,351
baseline
▲ 0.50% · 4.625%
HK$62,962
+HK$3,611/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$118,702/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,131
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,797
−HK$1,691/mo
Today · 4.125%
HK$65,488
baseline
▲ 0.50% · 4.625%
HK$68,939
+HK$3,451/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$130,976/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,254 · Scale 2, in force from 26 Feb 2026)