LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,028
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,993
−HK$981/mo
Today · 4.125%
HK$32,974
baseline
▲ 0.50% · 4.625%
HK$34,980
+HK$2,006/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,948/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,518
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,444
−HK$939/mo
Today · 4.125%
HK$36,383
baseline
▲ 0.50% · 4.625%
HK$38,301
+HK$1,918/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,766/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,233
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,392
−HK$1,176/mo
Today · 4.125%
HK$39,568
baseline
▲ 0.50% · 4.625%
HK$41,976
+HK$2,408/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,136/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,422
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,533
−HK$1,127/mo
Today · 4.125%
HK$43,660
baseline
▲ 0.50% · 4.625%
HK$45,961
+HK$2,301/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,320/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,439
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,790
−HK$1,373/mo
Today · 4.125%
HK$46,163
baseline
▲ 0.50% · 4.625%
HK$48,972
+HK$2,809/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$92,326/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,325
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,622
−HK$1,314/mo
Today · 4.125%
HK$50,936
baseline
▲ 0.50% · 4.625%
HK$53,621
+HK$2,685/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$101,872/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,850
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,587
−HK$1,765/mo
Today · 4.125%
HK$59,352
baseline
▲ 0.50% · 4.625%
HK$62,964
+HK$3,612/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$118,704/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,133
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,799
−HK$1,691/mo
Today · 4.125%
HK$65,490
baseline
▲ 0.50% · 4.625%
HK$68,942
+HK$3,452/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$130,980/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,270 · Scale 2, in force from 26 Feb 2026)