LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,029
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,994
−HK$981/mo
Today · 4.125%
HK$32,975
baseline
▲ 0.50% · 4.625%
HK$34,981
+HK$2,006/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,950/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,519
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,445
−HK$939/mo
Today · 4.125%
HK$36,384
baseline
▲ 0.50% · 4.625%
HK$38,302
+HK$1,918/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,768/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,234
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,393
−HK$1,176/mo
Today · 4.125%
HK$39,569
baseline
▲ 0.50% · 4.625%
HK$41,977
+HK$2,408/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,138/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,423
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,534
−HK$1,127/mo
Today · 4.125%
HK$43,661
baseline
▲ 0.50% · 4.625%
HK$45,962
+HK$2,301/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,322/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,440
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,791
−HK$1,373/mo
Today · 4.125%
HK$46,164
baseline
▲ 0.50% · 4.625%
HK$48,973
+HK$2,809/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$92,328/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,327
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,623
−HK$1,315/mo
Today · 4.125%
HK$50,938
baseline
▲ 0.50% · 4.625%
HK$53,623
+HK$2,685/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$101,876/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,852
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,589
−HK$1,765/mo
Today · 4.125%
HK$59,354
baseline
▲ 0.50% · 4.625%
HK$62,966
+HK$3,612/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$118,708/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,135
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,801
−HK$1,690/mo
Today · 4.125%
HK$65,491
baseline
▲ 0.50% · 4.625%
HK$68,944
+HK$3,453/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$130,982/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,284 · Scale 2, in force from 26 Feb 2026)