LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,029
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,995
−HK$980/mo
Today · 4.125%
HK$32,975
baseline
▲ 0.50% · 4.625%
HK$34,982
+HK$2,007/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,950/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,520
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,446
−HK$939/mo
Today · 4.125%
HK$36,385
baseline
▲ 0.50% · 4.625%
HK$38,303
+HK$1,918/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,770/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,235
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,393
−HK$1,177/mo
Today · 4.125%
HK$39,570
baseline
▲ 0.50% · 4.625%
HK$41,978
+HK$2,408/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,140/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,424
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,535
−HK$1,127/mo
Today · 4.125%
HK$43,662
baseline
▲ 0.50% · 4.625%
HK$45,963
+HK$2,301/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,324/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,441
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,792
−HK$1,373/mo
Today · 4.125%
HK$46,165
baseline
▲ 0.50% · 4.625%
HK$48,974
+HK$2,809/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$92,330/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,328
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,624
−HK$1,315/mo
Today · 4.125%
HK$50,939
baseline
▲ 0.50% · 4.625%
HK$53,624
+HK$2,685/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$101,878/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,853
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,590
−HK$1,765/mo
Today · 4.125%
HK$59,355
baseline
▲ 0.50% · 4.625%
HK$62,967
+HK$3,612/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$118,710/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,136
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,802
−HK$1,691/mo
Today · 4.125%
HK$65,493
baseline
▲ 0.50% · 4.625%
HK$68,945
+HK$3,452/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$130,986/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,295 · Scale 2, in force from 26 Feb 2026)