LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,030
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,995
−HK$981/mo
Today · 4.125%
HK$32,976
baseline
▲ 0.50% · 4.625%
HK$34,982
+HK$2,006/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,952/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,520
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,446
−HK$940/mo
Today · 4.125%
HK$36,386
baseline
▲ 0.50% · 4.625%
HK$38,303
+HK$1,917/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,772/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,236
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,394
−HK$1,177/mo
Today · 4.125%
HK$39,571
baseline
▲ 0.50% · 4.625%
HK$41,979
+HK$2,408/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$79,142/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,425
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,536
−HK$1,127/mo
Today · 4.125%
HK$43,663
baseline
▲ 0.50% · 4.625%
HK$45,964
+HK$2,301/mo
Deposit HK$5.44M · loan HK$8.16M · min. income ≈ HK$87,326/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,442
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,793
−HK$1,373/mo
Today · 4.125%
HK$46,166
baseline
▲ 0.50% · 4.625%
HK$48,975
+HK$2,809/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$92,332/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,329
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,625
−HK$1,315/mo
Today · 4.125%
HK$50,940
baseline
▲ 0.50% · 4.625%
HK$53,625
+HK$2,685/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$101,880/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,854
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,591
−HK$1,765/mo
Today · 4.125%
HK$59,356
baseline
▲ 0.50% · 4.625%
HK$62,968
+HK$3,612/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$118,712/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,137
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,803
−HK$1,691/mo
Today · 4.125%
HK$65,494
baseline
▲ 0.50% · 4.625%
HK$68,946
+HK$3,452/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$130,988/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,304 · Scale 2, in force from 26 Feb 2026)