LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,032
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,997
−HK$981/mo
Today · 4.125%
HK$32,978
baseline
▲ 0.50% · 4.625%
HK$34,985
+HK$2,007/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$65,956/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,523
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,449
−HK$939/mo
Today · 4.125%
HK$36,388
baseline
▲ 0.50% · 4.625%
HK$38,306
+HK$1,918/mo
Deposit HK$6.80M · loan HK$6.80M · min. income ≈ HK$72,776/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$510,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,239
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,397
−HK$1,177/mo
Today · 4.125%
HK$39,574
baseline
▲ 0.50% · 4.625%
HK$41,982
+HK$2,408/mo
Deposit HK$5.44M · loan HK$8.17M · min. income ≈ HK$79,148/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,428
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,539
−HK$1,127/mo
Today · 4.125%
HK$43,666
baseline
▲ 0.50% · 4.625%
HK$45,967
+HK$2,301/mo
Deposit HK$5.44M · loan HK$8.17M · min. income ≈ HK$87,332/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,445
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,796
−HK$1,373/mo
Today · 4.125%
HK$46,169
baseline
▲ 0.50% · 4.625%
HK$48,979
+HK$2,810/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$92,338/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,332
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,628
−HK$1,315/mo
Today · 4.125%
HK$50,943
baseline
▲ 0.50% · 4.625%
HK$53,629
+HK$2,686/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$101,886/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,858
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$57,595
−HK$1,766/mo
Today · 4.125%
HK$59,361
baseline
▲ 0.50% · 4.625%
HK$62,973
+HK$3,612/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$118,722/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,141
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$63,808
−HK$1,691/mo
Today · 4.125%
HK$65,499
baseline
▲ 0.50% · 4.625%
HK$68,951
+HK$3,452/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$130,998/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,341 · Scale 2, in force from 26 Feb 2026)