LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,034
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$32,000
−HK$980/mo
Today · 4.125%
HK$32,980
baseline
▲ 0.50% · 4.625%
HK$34,987
+HK$2,007/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$65,960/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,525
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,451
−HK$940/mo
Today · 4.125%
HK$36,391
baseline
▲ 0.50% · 4.625%
HK$38,309
+HK$1,918/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,782/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,241
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,400
−HK$1,177/mo
Today · 4.125%
HK$39,577
baseline
▲ 0.50% · 4.625%
HK$41,985
+HK$2,408/mo
Deposit HK$5.44M · loan HK$8.17M · min. income ≈ HK$79,154/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,430
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,542
−HK$1,127/mo
Today · 4.125%
HK$43,669
baseline
▲ 0.50% · 4.625%
HK$45,971
+HK$2,302/mo
Deposit HK$5.44M · loan HK$8.17M · min. income ≈ HK$87,338/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,448
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,800
−HK$1,373/mo
Today · 4.125%
HK$46,173
baseline
▲ 0.50% · 4.625%
HK$48,982
+HK$2,809/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$92,346/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,336
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,632
−HK$1,315/mo
Today · 4.125%
HK$50,947
baseline
▲ 0.50% · 4.625%
HK$53,632
+HK$2,685/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$101,894/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,862
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$57,599
−HK$1,766/mo
Today · 4.125%
HK$59,365
baseline
▲ 0.50% · 4.625%
HK$62,977
+HK$3,612/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$118,730/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,146
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,812
−HK$1,691/mo
Today · 4.125%
HK$65,503
baseline
▲ 0.50% · 4.625%
HK$68,956
+HK$3,453/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$131,006/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,376 · Scale 2, in force from 26 Feb 2026)