LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,035
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$32,000
−HK$981/mo
Today · 4.125%
HK$32,981
baseline
▲ 0.50% · 4.625%
HK$34,988
+HK$2,007/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$65,962/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,526
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,452
−HK$939/mo
Today · 4.125%
HK$36,391
baseline
▲ 0.50% · 4.625%
HK$38,310
+HK$1,919/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,782/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,242
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,400
−HK$1,177/mo
Today · 4.125%
HK$39,577
baseline
▲ 0.50% · 4.625%
HK$41,985
+HK$2,408/mo
Deposit HK$5.44M · loan HK$8.17M · min. income ≈ HK$79,154/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,431
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,542
−HK$1,128/mo
Today · 4.125%
HK$43,670
baseline
▲ 0.50% · 4.625%
HK$45,971
+HK$2,301/mo
Deposit HK$5.44M · loan HK$8.17M · min. income ≈ HK$87,340/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,449
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,800
−HK$1,373/mo
Today · 4.125%
HK$46,173
baseline
▲ 0.50% · 4.625%
HK$48,983
+HK$2,810/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$92,346/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,336
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,633
−HK$1,315/mo
Today · 4.125%
HK$50,948
baseline
▲ 0.50% · 4.625%
HK$53,633
+HK$2,685/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$101,896/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,863
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$57,600
−HK$1,766/mo
Today · 4.125%
HK$59,366
baseline
▲ 0.50% · 4.625%
HK$62,978
+HK$3,612/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$118,732/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,147
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,814
−HK$1,690/mo
Today · 4.125%
HK$65,504
baseline
▲ 0.50% · 4.625%
HK$68,957
+HK$3,453/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$131,008/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,385 · Scale 2, in force from 26 Feb 2026)