LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,036
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,002
−HK$981/mo
Today · 4.125%
HK$32,983
baseline
▲ 0.50% · 4.625%
HK$34,989
+HK$2,006/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$65,966/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,528
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,454
−HK$939/mo
Today · 4.125%
HK$36,393
baseline
▲ 0.50% · 4.625%
HK$38,311
+HK$1,918/mo
Deposit HK$6.81M · loan HK$6.81M · min. income ≈ HK$72,786/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$510,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,244
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,402
−HK$1,177/mo
Today · 4.125%
HK$39,579
baseline
▲ 0.50% · 4.625%
HK$41,987
+HK$2,408/mo
Deposit HK$5.44M · loan HK$8.17M · min. income ≈ HK$79,158/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,433
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,544
−HK$1,128/mo
Today · 4.125%
HK$43,672
baseline
▲ 0.50% · 4.625%
HK$45,974
+HK$2,302/mo
Deposit HK$5.44M · loan HK$8.17M · min. income ≈ HK$87,344/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$510,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,451
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,802
−HK$1,374/mo
Today · 4.125%
HK$46,176
baseline
▲ 0.50% · 4.625%
HK$48,985
+HK$2,809/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$92,352/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,339
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,635
−HK$1,315/mo
Today · 4.125%
HK$50,950
baseline
▲ 0.50% · 4.625%
HK$53,636
+HK$2,686/mo
Deposit HK$4.08M · loan HK$9.53M · min. income ≈ HK$101,900/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$510,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,865
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$57,603
−HK$1,766/mo
Today · 4.125%
HK$59,369
baseline
▲ 0.50% · 4.625%
HK$62,981
+HK$3,612/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$118,738/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,150
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,816
−HK$1,691/mo
Today · 4.125%
HK$65,507
baseline
▲ 0.50% · 4.625%
HK$68,960
+HK$3,453/mo
Deposit HK$1.36M · loan HK$12.25M · min. income ≈ HK$131,014/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$510,409 · Scale 2, in force from 26 Feb 2026)